In one way or another, we are all consumers to some degree, right? We might be guilty of purchasing fancy beauty products, or often consuming Starbucks on the run aka liquid sunshine, driving the newest car, or purchasing products based on their magic ability to make our daily routines easier in some form or another.
I think there is a common misconception that consuming creates happiness. Does it? I believe this to be a false idealization, causing many individuals to seek approval in ways that are actually counterproductive to their deep down happiness.
For example, when you finance a new car, most people will congratulate you. Do they realize that they are congratulating you on your newly found debt? This debt might look beautiful and shiny but that new car smell is attached to your commitment of fulfilling a payment schedule that lasts six years into your future.
I too find myself looking at the newest model 5 series BMW wondering how much nicer the interior has changed since my body style (full disclosure: I am a consumer on some level too). Still, I am not willing to fork out the cold hard cash to purchase a newer car, nor am I willing to accept debt.
My theory on purchases, large or small, stands as so: PAY YOURSELF. Each month that you save, your pennies will turn to dimes and then to dollars. When your dollars can afford to purchase an item outright, go for it. You will have successfully consumed to your liking, all the while living within your means.
I am weary of the instant gratification that is available at our fingertips and often wonder how our generation will ever stand to retire when they are often consuming more than they can afford.
I am waging a vote for contentment. Being content with the things we have, even when they are not so shiny and new. Being content in our lifestyles and not attempting to compete with others over frivolous things. I want to see more people deep down happy with less. Less unimportant stuff, less debt, less commitment to a lifestyle that is hard to manage.
During the next six months, I am hopeful to provide insight to the things that I have, and the things that I don’t have, in an effort to be transparent and show you that it is possible to live freely without debt.
For individuals who know me or follow my Instagram, you will probably wonder why I say less when I clearly have a lot of stuff. To be honest, Dusty and I have really do have a fair amount of stuff. A collection of motorcycles, cars, tractors, and so on, however we don’t have debt attached to these things and we rarely purchase the newest item on the shelf. We pay ourselves and then agree on only purchasing items that are meaningful to us or bring enjoyment to our type of lifestyle.
I believe that there is a misconception in that if you drive the newest car, and live in the coolest house that you will be happy. All the while you may be drowning in debt, fearful that you wont be able to eat if you lose your job. This is my idea of an inferno.
No matter how tempting that new car smell is, I will continue to choose this ol’ diesel for as long as I can. Knowing that $70k can either purchase 40 acres of land to build on, or it can purchase a new truck, I feel secure that new smell would fade quickly.
So if you are up to your eyeballs in commitment, that you don’t believe you can get out of, ask me how. I will give you all the details on how it is possible to live well below your means, all the while fitting in with the cool kids who remain in the quicksand they call living. That offer stands even if you don’t enjoy the same outdoor living that I do. I could help you manage your squeaky clean city living too.
Let me tell you, there is a difference between living and living well.